Guides

Singapore car ownership, explained properly.

Plain-English breakdowns of the numbers behind owning a car here — written for owners, not accountants. Latest analysis and guides:

MARKET
BYD Takes a Quarter of Singapore — What 62.4% EV Adoption Actually Means →
One brand, one in four cars. Six in ten new cars now electric. What's driving it and what it means for COE.
Jul 2026, 2nd Bidding: A $3,000 Breather for Cat A — But Don’t Call It a Turn →
Cat A $126,000 ▼ · demand cooled to 1.28× · why the new quota makes this a window, not a trend.
FEATURED
COE 2026–2027: Buy Now or Wait? The Honest Answer, With Charts →
The supply wave, the hidden catch, the Dec 2026 EV deadline, and a practical decision guide — with charts.
Jul 2026, 1st Bidding: Cat C Hits All-Time High, Cars at 2026 Peaks →
Cat A $129,000 · Cat B $130,889 · Cat C record $95,000 — what moved and what it means for buyers.
COE Results: June 2026, 2nd Bidding →
Category-by-category breakdown of the latest round and what it means for buyers.
The Rule of 78 trap
Why settling your car loan at the halfway mark refunds far less than half the interest.
PARF, ARF and the real value of your car at year 10
What you actually get back at deregistration — and why the 5-year mark matters.
Reading a COE bidding cycle
How quota, prevailing premiums and timing interact — and when patience pays.